Funding options, 3 min read

DoorDash Capital is built for delivery revenue. It's the right tool for ghost kitchens and the wrong one for dining rooms.

If most of your sales come through DoorDash, this is a fast way to borrow against them. If you run a dining room, the amounts are small and the repayment comes out of your delivery margin, which is already thin.

At a glance

as of November 2026

Typical size: Typically $5,000 to $15,000+
Speed: Days
Guarantee or collateral: Check your offer
Cost structure: One-time fee
Best for: Delivery-heavy restaurants; rarely fits fine dining

How it works

DoorDash partners with Parafin to advance money against your future DoorDash sales. The fee is fixed, repayment is a percentage of each DoorDash payout, and the offer appears in your merchant portal without an application.

The sizes are modest and the product doesn't pretend to be more than it is. For a delivery-first concept it's probably the simplest capital available. For a full-service restaurant where DoorDash is 10% of sales, repaying from that 10% is slow and the amount offered will be small.

DoorDash offers this only to its own merchants. We can't refer you and don't earn from it.

The trade

For

✓No application; the offer is in your portal
✓Fixed fee
✓Fits delivery-first economics

Against

✕Small amounts
✕Repaid from delivery sales, which carry the highest commission
✕Irrelevant to dine-in growth

How we're paid

We don't earn anything if you choose DoorDash Capital. It's on this site because for the right restaurant it's the better answer, and we'd rather you take it than take inKind for the wrong reasons.

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Find out which of these we'd place for your room.

Covers Advisory is an independent capital advisory, not a lender. We do not make funding decisions, and we are compensated by funding partners when a placement we arrange closes. Our recommendation is the same whether or not a partner pays us. How we're paid.