Delivery-only concepts should look at DoorDash Capital, not inKind.
inKind funds restaurants its members will visit. A ghost kitchen has no guests to seat, so there's nothing to redeem. DoorDash Capital and the lending marketplaces were built for your revenue shape.
Not a fit. See DoorDash Capital, Square or Toast capital, or a marketplace.
Dining credit fits when
- ✓If the kitchen has a public-facing dining concept with real seats and reviews, apply for that.
Look elsewhere when
- ✕No dining room. inKind members redeem credit in person.
- ✕Delivery revenue is already the basis for DoorDash's own capital product.
Could we add a pickup counter and qualify?
A counter isn't a dining room, and reviews for a delivery brand don't read the way inKind's underwriting expects. We'd steer you toward DoorDash Capital or a marketplace and save you the application.
What we'd place instead
- DoorDash CapitalDelivery-heavy restaurants; rarely fits fine dining
- Square LoansSquare sellers; smaller or quick-service concepts
- Lending marketplacesOwners who want to compare several offers at once
Think your restaurant is the exception? Tell us about it.
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Covers Advisory is an independent capital advisory, not a lender. We do not make funding decisions, and we are compensated by funding partners when a placement we arrange closes. Our recommendation is the same whether or not a partner pays us. How we're paid.