$500K – $750K a year
$500K to $750K: options exist, and the instrument matters most here.
A well-reviewed room at this size can raise working capital or fund equipment, but a large raise takes a big bite out of a year's sales. We match the amount to what the room can carry.
Dining credit: case by case
What it looks like
POS capital and equipment finance cover most needs under $75,000. Dining-credit funding is possible for rooms with strong reviews and real capacity on slow nights.
As you approach $1M with two years of returns, bank and SBA options open up.
Typical raise at this size$25,000 to $75,000
Credit to honor2× the raise
Instruments we'd model first
- Toast CapitalToast restaurants needing fast, modest capital
- Equipment financingOvens, hoods, refrigeration, POS hardware
- Dining-credit purchaseQuality full-service restaurants with empty seats funding a specific growth project
Doing $500k – $750k? See whether the rest of the profile fits.
Covers Advisory is an independent capital advisory, not a lender. We do not make funding decisions, and we are compensated by funding partners when a placement we arrange closes. Our recommendation is the same whether or not a partner pays us. How we're paid.