inKind doesn't fund food trucks. Here's what does.
Trucks have small tickets, no reservations, no fixed room and no way for an app member to plan a visit. It's not a judgment on the food; it's the shape of the business. Equipment financing and POS capital were built for it.
Not a fit. Look at equipment financing for the truck itself and Square or Toast capital for working capital.
Dining credit fits when
- ✓If you're opening a brick-and-mortar restaurant from the truck, apply once it's open or within 30 days of opening.
Look elsewhere when
- ✕No fixed location or dining room.
- ✕Check averages are too small for 20% back to matter.
- ✕inKind's underwriting scores a venue.
We have 4.9 stars and 2,000 reviews. Doesn't that count?
It counts for a lot with an equipment lender or a marketplace, and it will matter the day you open a room. For inKind it doesn't change the fact that there's no table to fill.
What we'd place instead
- Equipment financingOvens, hoods, refrigeration, POS hardware
- Square LoansSquare sellers; smaller or quick-service concepts
- Lending marketplacesOwners who want to compare several offers at once
Think your restaurant is the exception? Tell us about it.
Four questions, two minutes. We pull your Google rating, take a guess at the format, and tell you where you stand.
Covers Advisory is an independent capital advisory, not a lender. We do not make funding decisions, and we are compensated by funding partners when a placement we arrange closes. Our recommendation is the same whether or not a partner pays us. How we're paid.